General Advice Warning

General Advice Warning: This message may contain general advice and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances. Before you make any decision about whether to acquire a certain product, you should obtain and read the relevant product disclosure statement. In the event I am providing personal advice, this will be communicated via a ‘statement of advice’.
Licensing Information: Proactive Financial Planning Pty Ltd is a Corporate Authorised Representative of Cobalt Advisers Pty Ltd AFSL #512550.

FSG Availability: A copy of our Financial Services Guide (FSG) is available here.

Professional Indemnity Insurance: We maintain professional indemnity insurance to protect our clients.
Fee Structure: Our fee structure is transparent. We provide a fee schedule before offering advice.
Conflicts of Interest: We have procedures to manage conflicts of interest. We disclose conflicts that may affect our advice.